The Economics of Inclusion.
Affordable housing finance is complex. It involves layering multiple sources of capital—tax credits, soft debt, and abatements—to fill the funding gap.
UnlockLand automates this "Gap Financing" calculation, turning regulatory requirements into a structured capital strategy.
Live HUD AMI Integration
We pull real-time Area Median Income (AMI) data for every county. Instantly model rents at 30%, 60%, or 80% AMI to see what qualifies for subsidies.
Tax Credit & Subsidy Layering
Automatically detect if your site is in a QCT (Qualified Census Tract) or DDA to boost LIHTC basis. Layer PILOTs and 421a abatements into the OpEx.
Inclusionary Scanner
Instantly solve for the optimal mix: "What is the minimum % of affordable units I need to maximize the density bonus?"
The Affordable Capital Stack
Equity
(Gap)
Valuation Impact Analysis
Decarbonize for Profit.
Institutional capital is fleeing "brown" assets. UnlockLand helps you underwrite the "Green Premium"—higher rents, lower cap rates on exit, and cheaper debt for sustainable assets.
Stranded Asset Risk
Identify if your asset will face penalties (like NYC's Local Law 97) before you buy. Model the CapEx required to avoid fines.
Embodied Carbon Trade-offs
Compare Mass Timber vs. Concrete instantly. See the cost delta versus the marketing and leasing velocity premium.
Aligned with Global Standards
Build the future, profitably.
See how ESG data improves your Investment Committee memos.